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Apply: 2021 Savvy Global Fellowship for Aspiring and Early-Stage Entrepreneurs (Fully-funded Virtual Program)

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Apply: 2021 Savvy Global Fellowship for Aspiring and Early-Stage Entrepreneurs (Fully-funded Virtual Program)

Application for the 2021 Savvy Global Fellowship Program for Aspiring and Early-Stage Entrepreneurs is now open! Are you passionate about solving some of the world’s most pressing problems through innovation? Have you ever wanted to build a successful impact-driven business, but didn’t know how to? Do you own an early-stage business that you want to grow and scale into new markets and verticals? Are you interested in being part of the new generation of impact-driven entrepreneurs? Then apply now! Savvy is looking for you.
Savvy is a global virtual Fellowship program for passionate and brilliant young individuals seeking to be part of the new generation of impact entrepreneurs. Due to the COVID-19 pandemic, many have lost their jobs and are now living in an uncertain world. Savvy Fellowship is equipping these individuals with the necessary knowledge and skill they need to start their own impact-driven business and succeed as entrepreneurs.
The Savvy Global Fellowship for Aspiring and Early-Stage Entrepreneurs, which began in 2020, has so far, received over 30,595 applications from around the world, and has selected 2,572 Fellows from 113 countries. For 12 weeks, no matter what stage your venture is, the Fellowship program helps selected Fellows answer all the relevant questions that they need to kickstart their amazing impact venture, gain early traction, achieve product-market fit, and scale into new markets.

About the Fellowship:

Some of the things you’ll learn as a Savvy Fellow include fundraising for your business, building the right team to execute your business strategies, building buzz around your product or service, achieving product-market fit, scaling into new markets and verticals, and building customer loyalty and retention.
E-Learning: Savvy Fellowship kicks off with a rigorous 12-weeks e-learning experience. As a Savvy Fellow, you will learn everything from ideation to scaling. Some of the things you’ll learn during the program are ‘understanding your customer’, ‘building a product or service that effectively solves their key challenges’, and ‘effectively positioning your solution in the market.’
Assessment: During the 12 weeks of learning, unlearning, and relearning, you can test your understanding by taking our weekly quizzes. The quizzes are a combination of multiple choices, Yes or No, and True or False. Assessments are the best way to identify your strengths and areas of weaknesses. Knowing your weaknesses helps you work effectively on them.
Peer Mentorship: We have introduced peer-to-peer mentorship, which we have found very effective. Our motto at Savvy is: “Be Your Fellow’s Keeper.” So, since all Savvy Fellows don’t have the same level of experience, more experienced and knowledgeable Fellows will help guide the others.
Expert Mentorship: Savvy Fellows get weekly expert mentorship from over 100 renowned experts across various industries. The Fellows are expected to effectively transform all their learnings from the expert mentorship sessions, into meaningful and measurable societal impact.
Post-Fellowship: After 12 weeks, you’ll receive a Certificate of Completion to proudly share with your professional network. That’s not all. You’ll still find the Savvy platform useful as we constantly share weekly articles on impact entrepreneurship, personal branding, capacity building, and professional opportunities. So, your Savvy Fellowship account will be useful even after you complete the intensive 12-week virtual Fellowship program.
One of the missions of Savvy is to bring passionate and competent individuals together to build sustainable businesses, or to foster strategic partnerships and collaborations between these individuals. With that said, we encourage selected Fellows to use the Savvy platform to find and interact with other Savvy Fellows, which could lead them to start a business together or forge a helpful partnership.

Benefits:

Becoming a Savvy Fellow is an exceptional opportunity for you to:
1. Identify your ideal target customer, and build a product or service that exceeds their expectations.
2. Make your product or service stand out from competing or substitute solutions in the market.
3. Draft a solid go-to-market strategy, revenue model, and customer acquisition strategy for your business.
4. Optimize your business operations, delegate properly, and build a winning team to execute your business strategies.
5. Identify the right legal structure for your business, raise capital for your business, and forge strong strategic partnerships that will help you scale your business.
6. Meet and interact with renowned business experts across various industries.
7. Share your experiences with other Fellows, and learn from them.
8. Explore industries beyond your daily work and expand your expertise.
9. Strengthen your work through new connections, skills, and ideas.
10. Join a global alumni network of over 2,500 entrepreneurs, to help you seek innovative solutions to common business challenges.

Our Fellows Say:

“Throughout the process of learning, I had a great and wonderful experience. I noted down the important points for my future reference, and I got some really good insights. I am in process of working on my company’s mission and goal, so this helped me a lot to frame them properly. I had a fun and really good learning process. Thanks for such great insights and guidance.” —Araveti Ganga Pratima (from India)
“If you want to be an entrepreneur, then you need to go through the Savvy program. The curriculum is well-defined and very informative. You can work base on your availability because the lessons are split into weeks, and then you can get the opportunity to evaluate yourself by taking the assessment. I definitely recommend it to everyone who got an interest in entrepreneurship.” —Rosa Bilal Ismael (from Djibouti)
 
“Savvy is a well-designed program for those wanting to pursue entrepreneurship in the future. It provides insights into the basic knowledge one must have to engage in entrepreneurial activities. The notes provided are brief yet give maximum knowledge and this does not even bore the learner. This is a very good platform for people to learn about entrepreneurship in their early stages.” —Urwah Mansoor (from Pakistan)

Eligibility:

Application is open to aspiring and early-stage entrepreneurs around the world. There is no geographical, ethnic, or academic restriction. We accept new Fellows between the ages of 18 – 40, who can demonstrate in their application their passion to learn and create lasting change in their community (and the world.) However, we consider applicants above the age of 40, with at least 5 years of work or entrepreneurial experience.

Application:

We have no application deadline. Savvy is a fully-funded Fellowship program, so selected Fellows are not required to pay any fee. You can apply today from https://savvyfellows.com/apply/

Is the CEO/Founder of Investors King Limited. A proven foreign exchange research analyst and a published author on Yahoo Finance, Businessinsider, Nasdaq, Entrepreneur.com, Investorplace, and many more. He has over two decades of experience in global financial markets.

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Cybersecurity For Beginners: Understanding The Basis of Online Safety

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cybercrime - Investors King

The significance of cybersecurity in the linked world of today cannot be emphasized. The challenges in the digital sphere are constant, ranging from large-scale assaults on organizations and governments to compromises of personal data.

Knowing the fundamentals of cybersecurity is crucial for securing your online presence and defending yourself against potential dangers, regardless of experience level with computers.

What is Cybersecurity?

Cybersecurity refers to the methods, tools, and procedures used to guard against illegal access, data breaches, and cyberattacks using networks, computers, and other electronic possessions. It entails putting policies in place to guarantee the privacy, integrity, and availability of data in digital spaces.

Key Concepts of Cybersecurity

  1. Confidentiality: Maintaining sensitive data private means keeping it hidden from prying eyes. This covers bank records, personal info, and other confidential information that bad actors might acquire and use against you. To preserve secrecy, for instance, using strong passwords and encrypting files are very helpful.
  2. Integrity: Data accuracy and integrity are guaranteed throughout processing, transfer, and storage. Preserving the integrity of data is essential to avoid any unapproved changes or manipulation that can jeopardize its dependability. Integrity policies such as checksums and electronic signatures are used to confirm the legitimacy of data.
  3. Availability: Availability guarantees that if required designated individuals may utilize the data and system. The goal of cyberattacks like Denial-of-service (DoS) assaults is to interfere with services and prevent authorized users from accessing them. Strong recovery and backup procedures help lessen the effects of these kinds of assaults and guarantee that vital resources are always available.
  4. Authentication: When someone or anything accesses systems and digital resources, authentication confirms their identity. Through demanding users to give various kinds of identifications like security tokens, passwords, or biometric passwords, strong authentication systems such as the multi-factor authentication (MFA)may deter illegal access.
  5. Authorization: According to their responsibilities and advantages, authorized users are given varying levels of permissions and access. By guaranteeing that users are only granted access to the tools and features required to do their work, it lowers the possibility of illegal acts or breaches of data.
  6. Risk Management: Identification, evaluation, and mitigation of cybersecurity risks are all part of the process of risk management which guards against future attacks and weaknesses. To efficiently handle security issues, this entails carrying out routine security evaluations, putting safety measures in place, and creating emergency response strategies.

Basic Cybersecurity Practices for Beginners

  1. Use Strong Passwords: With regards to each online account, choose a different, unique, and strong password and change it frequently to thwart unwanted access. Steer clear of passwords that are simple to figure out like “123456” or “password”.
  2. Enable Two-Factor Authentication (2FA): To provide your online accounts with an additional degree of security, enable 2FA as often as you can. Usually, you will get an email or text message with a one-time code which you need to input in addition to your password in order to log in. Do so as this is of utmost importance to security.
  3. Keep Software Updated: Update your operating system, apps, and antivirus software frequently to fix security flaws and defend against identified risks.
  4. Beware of Phishing Attacks: Unidentified recipients could send you unsolicited emails, messages, or links; be wary of these as they could be attempts at phishing designed to steal your login credentials and confidential data. Steer clear of entering important information via the internet or clicking on dubious links.
  5. Secure Your Devices: To identify and get rid of unwanted software from your devices, install trustworthy antivirus and anti-malware applications. To avoid unwanted access, you should also encrypt crucial data and activate firewalls.
  6. Backup Your Data: Make frequent backups of your most significant documents and information to an external drive or cloud-based storage provider. This aids in preventing the loss of data as a result of attacks by ransomware, hardware malfunctions, and other unanticipated circumstances.

Examples of Cybersecurity Incidents:

  1. Data Breaches: Over 147 million people’s personal information was compromised in a significant data breach that occurred in 2017 at Equifax, one of the biggest credit reporting companies. The company’s website software had a weakness that led to the breach, underscoring the significance of applying security updates and patches on time.
  2. Ransomware Attacks:2020 saw a ransomware attack against the Colonial Pipeline, a significant petroleum pipeline operator in the US, which caused disruptions in the East Coast’s fuel supply. The intruders installed ransomware and demanded a large payment for the decryption keys by taking advantage of a weakness in the company’s network infrastructure.
  1. Phishing Scams: Phishing scams are still a common concern, when hackers use phony emails, messages, or websites to deceive people into disclosing personal information. Targeting Gmail users, a large phishing attack attempted to obtain their login credentials by pretending to be Google’s login page in 2016.

To keep safe online, it is imperative that you comprehend the fundamentals of cybersecurity which is an important part of our digital life. People may safeguard themselves and their digital assets from cyberattacks and data breaches by putting fundamental cybersecurity principles into practice, being watchful for possible hazards, and keeping up with the newest security trends and advancements. Recall that prevention is always preferable to treatment when it comes to cybersecurity.

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Imo State Power Project Reaches 70% Completion, Federal Government Assures Swift Finish

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Electricity - Investors King

In a significant stride towards bolstering the power infrastructure in Imo State, the Egbema Power Plant project has reached a commendable milestone of 70% completion.

The Federal Government, represented by the Minister of Power, Adebayo Adelabu, offered reassurance during an inspection visit to the site over the weekend.

Accompanied by the Managing Director of the Niger Delta Power Holding Company (NDPHC), Mr. Chiedu Ugbo, Minister Adelabu lauded the efforts of Imo State Governor Hope Uzodinma for his dedication to partnering with the NDPHC to ensure the timely completion of crucial power projects within the state.

The visit underscored the government’s commitment to advancing the nation’s power sector, particularly in states like Imo, where enhanced electricity supply remains a top priority.

Governor Uzodinma, equally invested in the success of the project, pledged continued collaboration with the NDPHC to facilitate the swift completion of the power plant.

He affirmed that the joint efforts aim to not only energize homes and businesses within Imo State but also to contribute to the overall economic and social development of the region.

“The projects are at various stages with the power plant at 70 per cent completion stage. The collaboration between the Imo State Government and NDPHC aims to enhance electricity supply and energize homes and businesses in Imo State through the completion of the Egbema Power Plant and associated transmission infrastructure,” noted Bolaji Tunji, spokesperson for Minister Adelabu.

As Nigeria strives to overcome longstanding challenges in its power sector, the progress of initiatives like the Egbema Power Plant project serves as a beacon of hope.

With concerted efforts from both federal and state authorities, coupled with strategic collaborations with key stakeholders, the vision of a more electrified and prosperous Imo State draws ever closer to realization.

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Telecommunications

Nigeria’s Monthly Internet Usage Skyrockets by 501.99% in Just 5 Years

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Broadband Penetration - Investors King

Nigeria’s digital landscape has transformed in the past five years with monthly internet usage soaring by an astonishing 501.99%.

The surge in online activity, driven primarily by the proliferation of streaming services and other digital platforms, has bolstered the country’s internet usage.

According to data from the Nigerian Communication Commission (NCC), monthly internet usage has surged from 125,149.86 terabytes (TB) in December 2019 to 753,388.77 TB as of March 2024.

This exponential growth reflects a fundamental shift in how Nigerians access and consume information, entertainment, and services.

The COVID-19 pandemic acted as a catalyst for this surge in internet usage, as lockdowns and social distancing measures compelled individuals and businesses to rely heavily on online platforms for work, education, and social interactions.

Video conferencing, online learning, and virtual events became the norm, driving up demand for internet access across the country.

“The year 2020 witnessed a significant surge in data usage… The increase in data usage is directly linked to the outbreak of the COVID-19 pandemic, which disrupted normal activities, and most functions had to be held virtually including schools, corporate meetings, etc.,” stated the NCC in its 2020 industry report.

Streaming services emerged as a major driver of internet consumption, with platforms like YouTube, Netflix, and Spotify experiencing a surge in users.

Adetutu Laditan, Senior Product Marketing Manager for Sub-Saharan Africa at YouTube, noted, “We have a lot more users coming online and consuming more content… Trends are changing; digital is here to stay… For instance, more Nigerians are watching Nollywood movies on YouTube.”

The shift towards digital consumption was further fueled by the availability of a vast library of free content on the internet.

Nigerians, both young and old, have embraced online platforms for entertainment, education, and communication, contributing to the exponential growth in internet usage.

Karl Toriola, the CEO of MTN Nigeria, highlighted the changing consumption patterns, stating, “A lot of people are shifting their consumption from traditional voice and circuit switch services to data services…”

According to GSMA, 85% of Nigerians on mobile internet use it for video calls, 75% for watching online videos, and 54% for listening to music online.

The surge in internet consumption has not only transformed the way Nigerians interact with the digital world but also presented significant opportunities for economic growth.

The information and communications technology sector, buoyed by increased data service consumption, has remained resilient even during periods of economic uncertainty.

Despite the growth in internet usage, challenges persist, including broadband penetration below 50%, urban-rural disparities in internet access, and fluctuating internet speeds.

Also, the high cost of smartphones remains a barrier to many Nigerians, hindering widespread adoption of digital technologies.

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