kuda Bank USSD Code for Money Transfer, Bill Payment, Deposit

Kuda Bank USSD code for bank transfers, sending or adding money to your Kuda microfinance bank account. 

Investors King has put together a detailed breakdown of how to use the Kuda Bank USSD Code to transfer or add money to your Kuda Bank account

Transfer money to Kuda Bank account from First Bank with USSD Code

1. Dial *894*amount*Kuda account number# from the phone number linked to the account.

2. Follow the prompts on your screen to complete your transfer.

Send Money to Kuda Bank account from Wema Bank With kuda bank USSD code

Dial *945*Kuda account number*amount# from the phone number linked to the account and follow the prompts on your screen or follow the steps below.

1. Dial *945# from the phone number linked to the account.

2. Type in 3 for Send Money.

3. Send 2 for Other Banks.

4 Type in your Kuda account number.

5. Send 9 for Next.

6. Send 1 for Kuda Microfinance Bank and complete your transfer.

To add money to Kuda Bank from Zenith Bank, GTBank and Polaris Bank using kuda bank ussd code follow these steps.

1 Open Kuda.

2. Tap Add Money on your dashboard.

3. Tap Add By USSD.

4. Type in the amount you want to send.

5. Tap the right USSD code to dial it and follow the prompts on your screen.

To add money to your Kuda Bank via Bank Deposit follow these steps

1. Open Kuda.

2. Tap Add Money on your dashboard.

3. Tap Cash Deposit then tap the partner bank you prefer.

4. Follow the instructions on your screen to deposit cash into your Kuda account at the partner bank’s branch.

To add money to Kuda Bank account with GTBank

1. Dial *737*50*amount*416# from the phone number linked to the account.

2. Follow the prompts on your screen to complete your transfer.

To send money from Kuda Bank account with Kuda Bank USSD code

Move money around, buy airtime and pay bills with the Payments button at the bottom of your Kuda dashboard.

Tap the Payments button.

Tap Send Money.

Fill in the details of the transfer.

Confirm the transfer.

To add money to Kuda Bank account with cards

Each time you add money with a credit or debit card, Kuda Bank charges a fee through a payment gateway (eg. Paystack, Flutterwave, Interswitch) that initiates the transfer between your bank card and kuda account.

However, because it is hard to trace the source of credit or debit card funds, fraudsters prefer this method to cover their tracks when transferring stolen money.

Therefore, Kuda has made adjustments to its rules for security reasons:

Rule #1: You must upgrade your Kuda account to add money with a card.

To keep everyone and their money as safe as we can, we cannot compromise on this.

Without a Bank Verification Number (BVN) and a government-issued ID, you can add money to your account strictly by transfer or cash deposits.

Tap More at the bottom of your Kuda dashboard then tap Identification to add your BVN and ID.

Rule #2: Kuda Bank will stop paying the payment gateway fee after you’ve added up to 100,000 naira to your account with a card.

This means that once you’ve hit the 100,000 naira limit for free top-ups, you’ll have to pay a payment gateway fee every time you add money to your Kuda Bank account with a card.

The payment gateway fee for local cards is 100 naira + 1.5% of the amount you’re adding.

Please, this fee isn’t from Kuda Bank but Kuda Microfinance Bank will let you know how much it is before you move money from your card to your accounts.

Cash deposits and transfers to your account are always free.

Kuda Bank will make sure we send you a message when you’re approaching the free limit.

Rule #3 — You will pay the payment gateway fee whenever you top up your Kuda account with an international card.

The payment gateway fee for international cards is 100 naira + 4% of the amount you’re adding.

If your card is from a bank outside Nigeria, you will have to pay the payment gateway fee every time you use it to add money to your account.

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