Kuda Bank USSD Code for Money Transfer, Bill Payment, and Deposit: A Complete Guide

Kuda Bank offers a seamless way to handle your banking transactions, including transferring money, adding funds, and making payments—all through the Kuda Bank USSD code.

you’re sending money to friends, paying bills, or making deposits, Kuda Bank ensures that you can complete these tasks quickly and easily, even without internet access.

How to Transfer Money to a Kuda Bank Account Using USSD Code

Here’s how you can easily use the Kuda Bank USSD code to transfer money from other banks to your Kuda Bank account:

1. Transfer Money to Kuda Bank from First Bank

• Dial *894*amount*Kuda account number# from the phone number linked to your account.
• Follow the on-screen prompts to complete your transfer.

2. Send Money to Kuda Bank from Wema Bank

• Dial *945*Kuda account number*amount# from the phone number linked to your account.
• Alternatively, follow these steps:
  1. Dial *945# from the phone number linked to your account.
  2. Type 3 for Send Money.
  3. Select 2 for Other Banks.
  4. Enter your Kuda account number.
  5. Choose 9 for Next.
  6. Select 1 for Kuda Bank to complete your transfer.

3. Add Money to Kuda Bank Account from Other Banks (Zenith, GTBank, and Polaris)

• Open the Kuda Bank app.
• Tap Add Money on your dashboard.
• Select Add By USSD.
• Enter the amount you want to send.
• Dial the appropriate Kuda Bank USSD code and follow the prompts on your screen.

Add Money to Kuda Bank Account via Bank Deposit

To deposit cash into your Kuda Bank account via bank deposit:

1. Open the Kuda Bank app.
2. Tap Add Money on your dashboard.
3. Tap Cash Deposit, then select the partner bank you prefer.
4. Follow the on-screen instructions to deposit funds into your Kuda account at a partner bank branch.

How to Add Money to Kuda Bank Account Using GTBank USSD Code

1. Dial *737*50*amount*416# from the phone number linked to your account.
2. Follow the on-screen prompts to complete your transfer.

Send Money Using the Kuda Bank App (Alternative Method)

To move money around, buy airtime, and pay bills directly from the Kuda Bank app:

1. Tap the Payments button at the bottom of your Kuda dashboard.
2. Tap Send Money.
3. Fill in the transfer details.
4. Confirm the transfer.

Add Money to Kuda Bank Account with Cards

You can also top up your Kuda Bank account using a credit or debit card. Please note that Kuda Bank charges a payment gateway fee when using this method.

• Security Measures: You must upgrade your Kuda account with a Bank Verification Number (BVN) and a government-issued ID to add money via card.
• Fee Structure:
  • After adding up to ₦100,000, you will be charged a gateway fee for each card top-up.
  • Local cards incur a fee of ₦100 + 1.5% of the amount being added.
  • International cards incur a fee of ₦100 + 4% of the amount being added.

Cash deposits and bank transfers remain free of charge.

What You Need to Know About Kuda Bank’s USSD Code

• Kuda Bank USSD Code: Use the Kuda Bank USSD code to transfer money, pay bills, and add funds to your account without needing internet access.
• Kuda Bank Transfer Code: The Kuda Bank transfer code is a convenient and easy way to manage your finances, especially for those who may not have reliable internet access.

Conclusion

Kuda Bank’s USSD code and the app’s features make banking easier and more accessible. Whether you are transferring money, adding funds, or making payments, you can do it all with ease and security. For more information on Kuda Bank’s services and to stay updated with any changes, visit Kuda Bank’s official website.