The Federal Government of Nigeria has announced the launch of a National Identity Card with integrated payment and social service functionalities.
This initiative, spearheaded by the National Identity Management Commission (NIMC) in collaboration with the Central Bank of Nigeria (CBN) and the Nigeria Inter-bank Settlement System (NIBSS), aims to provide Nigerians with a single, multifunctional card that combines identification, payment, and access to various government and private sector services.
The new National ID card backed by the NIMC Act No. 23 of 2007 is poised to become the country’s default identity card, serving as a tangible proof of identity for citizens and legal residents alike.
With features aligned with International Civil Aviation Organization (ICAO) standards, including a Machine-readable Zone (MRZ) and biometric authentication capabilities, the card offers robust security and verification mechanisms.
One of the most significant aspects of the new ID card is its payment functionality. Cardholders will have the ability to link their cards to bank accounts, enabling them to conduct debit and prepaid transactions seamlessly.
This feature is expected to enhance financial inclusion efforts, particularly for the unbanked and underbanked populations in Nigeria.
Also, the card will grant holders access to a wide range of government interventions programs, including travel, health insurance, microloans, agriculture initiatives, food subsidies, transport benefits, and energy subsidies.
By consolidating these services onto a single platform, the government aims to streamline administrative processes and improve service delivery efficiency.
To ensure widespread accessibility, the NIMC has outlined various channels for obtaining the new ID card, including online applications, commercial banks, participating agencies, and NIMC offices nationwide.