Banking Sector

Stanbic IBTC Bolsters Earnings With Loan Expansion

Stanbic IBTC Holdings, Chief Executive Executive Officer, Demola Sogunle has attributed the bank’s improved earnings in the fiscal year 2021 to an increase in loan volume and asset expansion.

This comes on the heels of his increase in his stake in the leading financial institution as a show of confidence in the bank’s future.

Investors King reported that the CEO purchased 1,000,000 shares of Stanbic IBTC Holdings Plc at N34.50 a unit from the trading floor of the Nigerian Exchange Limited (NGX).

Speaking during the bank’s 10th Annual General Meeting (AGM) in Lagos, the bank chief said: “We attained a record high of N946.3 billion (N665.3 billion in December 2020) on our gross loans, as we prudently grew loan volumes by 44 per cent. This further stabilised our earning capabilities for the foreseeable future, as we continued to manage risk asset quality of our loan book and implement a favourable strategy for our stakeholders.’’

According to him, the bank’s total assets climbed by 10% to N2.7 trillion in 2021, compared to N2.5 trillion the previous year. The bank’s customer deposits also increased by 37 percent, from N819.9 billion to N1.1 trillion.

In the same vein, the bank recovered from the 2021 loss with a Profit Increase of 33.86 Percent in Q1 2022.

Investors King reported the 2021 decline to post N15.068 billion profit after tax in the first quarter (Q1) ended March 31, 2022, this represents a 33.87% increase over the N11.256 billion recorded in Q1 2021.

Gross earnings rose by 47.72% from N45.516 billion in the corresponding quarter of 2021 to N67.234 billion in Q1 2022.

Net interest income in Q1 2021 was N23.433 billion, up 47.75 percent from N15.860 billion the previous quarter. Interest income increased by 57 percent from N21.014 billion in Q1 2021 to N32.996 billion in Q1 2022, boosting net interest income.

Among other motions, the bank received the company’s audited financial results for the fiscal year 2021 during the AGM.

The announcement of a dividend of 200 kobo per ordinary share to shareholders, as proposed by the Board of Directors, was another highlight of the event.

Investors King

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