Banking Sector

Zenith Bank Redeems $107.7 Million Of Its $500 Million Eurobond

Zenith Bank Plc has announced the redemption of the balance of $107.7 million of its $500 Million Eurobond notes due for May 2022.

A press statement issued by Zenith bank, signed by Micheal Osilama Otu, the Group Company Secretary, explains that the Eurobond Notes were issued on May 30, 2017, as the second tranche of the bank’s $1billion global medium-term Note program, with 5-year tenor and coupon of 7.375%.

In September 2019, the bank had redeemed $392.6 million of the Notes through a cash tender offer ahead of its maturity date of May 30. 2022.

This comes on the heels of the bank’s N58.19 Billion profit after tax in Q1 2022.

Investors King‘s findings revealed that from the unaudited statement of account presented to the Nigerian Exchange (NGX) on Thursday, 28th April 2022, the strong double-digit growth in the topline culminated in an increase in the bottom line, as the Group recorded an 11% Year-on-Year (YoY) increase in profit before tax, growing from N61.02 billion in Q1 2021 to N67.99 billion in Q1 2022.

Profit after tax also grew by 10%, from N53.06 billion to N58.19 billion over the same period. The growth in the topline arose from both interest income and non-interest income. Interest income grew by 25%, from N101.12 billion in Q1 2021 to N126.38 billion in Q1 2022, while non-interest income grew by 12%, from N51.20 billion to N57.23 billion.

The growth in interest income and non-interest income arose from the combined effects of an improvement in interest income on loans and advances (as risk assets continue to grow and pricing is gradually improving) and an improvement in non-interest income as the Bank continues to deploy its retail strategy, thereby acquiring more customers and expanding its electronic banking income from the increased volume of transactions across all its channels.

The Eurobond is a debt instrument that’s denominated in a currency other than the home currency of the country or market in which it is issued.

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