Complete List of Microfinance Banks’ USSD Codes in Nigeria

If you’re looking for a microfinance bank USSD code list to help with your banking needs in Nigeria, this guide provides all the essential USSD codes for major microfinance banks. Whether you want to check your account balance, open a new account, or perform transfers, these USSD codes make banking simple and convenient.

AB Microfinance Bank USSD Code

• USSD Code: *755#

To register for USSD transactions with AB Microfinance Bank, dial 389755# and follow the instructions.

Accion Microfinance Bank USSD Code

• USSD Code: *572#

Accion Microfinance Bank provides a comprehensive set of USSD options. Below is how you can use their USSD code for various services:

How to Open an Accion Microfinance Bank Account Using USSD

1. Dial *572#.
2. Press 7 to choose account opening from the menu and follow the on-screen instructions.

How to Check Your Accion Microfinance Bank Account Balance

1. Dial *572#.
2. Press 7 to check your balance, then enter your PIN.

How to Change Your Accion Microfinance Bank PIN Using USSD

1. Dial *572#.
2. Select 8 to proceed to the next page.
3. Select 5 to change your PIN. Enter your current PIN (e.g., 1234), then enter the new PIN (e.g., 9876).

How to Perform Funds Transfer Using Accion MFB USSD Code

1. Dial *572#.
2. Select 4 for Accion MFB transfer.
3. Enter the destination account number (e.g., 9992323943).
4. Enter the amount (e.g., 9000).
5. Enter your PIN to complete the transaction.

How to Transfer Funds to Other Banks Using Accion MFB USSD Code

1. Dial *572#.
2. Select 5 for Accion MFB transfer to other banks.
3. Choose the destination bank’s first letter (A-E).
4. Enter the recipient’s account number (e.g., 9992323943).
5. Enter the amount to transfer (e.g., 9000).
6. Enter your PIN to authorize the transfer.

Mainstreet Microfinance Bank USSD Code

• USSD Code: 540394#

Mainstreet Microfinance Bank offers a variety of services using their USSD code:

• Transfer to any bank: Dial 540394#.
• Airtime top-up: Available for any amount, anywhere, anytime.
• Balance enquiry: Dial the same code to check your balance.

Why Use USSD Codes for Microfinance Banks?

USSD (Unstructured Supplementary Service Data) codes are a convenient way for mobile phone users to interact with their banks, especially for those without internet access. They allow quick access to banking services such as checking balances, transferring funds, and more, without the need for an internet connection.

This is part of the broader trend in mobile banking, helping to increase financial inclusion in Nigeria, especially in rural and underserved areas.

Note:

This microfinance bank USSD code list will be updated regularly as more microfinance banks adopt USSD codes for their banking services. To stay informed about other banks’ USSD codes, check out the full list of banks’ USSD codes in Nigeria.